A Mutual Friend
While working in police circles, Voice Mobile have made some great business friends and here is a few words from one of them – Police Mutual.
How to control the cost of your insurance
Police Mutual have put together some tips to help cut the cost of your insurance whilst still getting the level of protection you need. Plus, for a limited time only, they are offering a *5% online discount for both home and car insurance if you buy online.
How to save on your insurance…
When it comes to buying home or car insurance, there are two things you need to consider – getting the right cover, and paying the right price.
Review your level of cover
It’s not unknown for people to pay for insurance they don’t require – like renters signing up for home & contents cover, when they really just need contents-only. So check you have the right level of cover, and don’t pay for protection you don’t need.
Most insurers stipulate a minimum level of home security in order to qualify for cover, like a 5-lever mortice lock or a key-operated multi-point locking system. You may be asked questions about your home’s security in your initial application, and the stronger it is the lower your premiums are likely to be.
Choosing the right excess
Choosing the level of voluntary excess on your motor policy is similar to tailoring your home insurance – the higher the excess, the lower your monthly premiums. Ultimately, it’s about finding the right balance to suit your needs.
If you don’t currently enjoy full no-claims-discount, you’ll already know how much driving errors can cost you. In fact, retaining and maximising your no-claims-discount is just about the best way to lower your insurance costs. So drive carefully, obey the Highway Code and stick to the speed limit, because speeding points can increase your premiums too.
And finally… always provide accurate information
When you’re getting a quote for home or car insurance, always make sure that the information you provide is correct and accurate - inaccurate information could leave you underinsured.
If you’re interested in car or home insurance from Police Mutual, why not go online now and get a quote? You’ll even get a 5% discount if you buy a policy online – the discount is automatically applied to any new car or home insurance policy taken out any time from now until 28 February 2017*